Annual Report 2005-2006

	Bank Saderat Iran
8	Mission, Vision and Values
9	Corporate Social Responsibility
10	History
11	Banking Activities
17	International Banking
18	Information Technology
21	Financial Performance
26	Competition
27	Free Trade Zones
28	Ghadir Investment Company
30	Organization Chart
31	Human Resources
32	Outlook

	Financial Statements
34	Excerpt from the Auditor's Report
36	Consolidated Balance Sheet
37	Consolidated Profit and Loss Account
39	Consolidated Cash Flow Statement
40	Network Balance Sheet
41	Network Profit and Loss Account
43	Network Cash Flow Statement
44	BSI Balance Sheet
45	BSI Profit and Loss Account
47	BSI Cash Flow Statement
48	Notes to the Financial Statements