|
Return on Equity
Customer
Deposits
BSI Network offers short-, medium-, and
long-term deposit accounts in both Rials as
well as foreign currencies. Depositors
include individuals, small, medium and large
corporations. In 2005, customer deposits
increased by 29% in value and 21% in number
of accounts. At balance sheet date BSI
Network held Rials 158,599 billion (US$
17,356 mln) in 41 million accounts.
Customer Loans
BSI offers different types of credit
facilities - all following the principles of
Islamic, usury-free banking. Customers
include individuals as well as corporations
engaged across the entire spectrum of
economic activities. The majority of loans
are secured by some type of collateral
including residential or commercial
properties, shares of companies listed on
the Tehran Stock Exchange and other
negotiable instruments.
In 2005, the volume of customer loans
increased by 34.1% to reach Rials 128,581
billion (US$ 13,633 mln).
|
|
Total |
Public Sector |
Private Sector |
US$ mln |
|
|
|
14
0.6
1.7
(0.5)
(1.1)
(1.0)
13.7 |
1.5
0.9
0.1
(0.1)
(0.2)
(0.0)
1.4 |
12.5
0.5
1.6
(0.4)
(0.9)
(1.0)
12.3 |
Loans Granted
Overdue Debts
Bad Debts
Doubtful Debt Provision
Interest Suspense
Future Interests
Total |
|
|
|